We need one of the following two options for nationalized health care …
a) Two Tier System
- The government provides catastrophic insurance for EVERYBODY. This would cover minimum health coverage such as basic primary care. ED visits would have hefty copays to discourage overuse.
- Voluntary insurance would exist for those who wanted to have protection against fee-for-service (outpatient) office costs. The rest of people would have to pay cash.
b) Insurance Mandate
- EVERYBODY must purchase insurance. No insurance company can reject an applicant – although the rates could be quite high depending on their medical history. There would be both private and government-sponsored insurance plans available.
a) Two Tier System
- The government provides catastrophic insurance for EVERYBODY. This would cover minimum health coverage such as basic primary care. ED visits would have hefty copays to discourage overuse.
- Voluntary insurance would exist for those who wanted to have protection against fee-for-service (outpatient) office costs. The rest of people would have to pay cash.
b) Insurance Mandate
- EVERYBODY must purchase insurance. No insurance company can reject an applicant – although the rates could be quite high depending on their medical history. There would be both private and government-sponsored insurance plans available.
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